We have two kids and want to know if NACA mortgage program is better than conventional loans for first time buyers with moderate debt.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
We have two kids and want to know if NACA mortgage program is better than conventional loans for first time buyers with moderate debt.
3 real searches · 1 real-search pass
NACA mortgage program 2026 official no down payment no PMI interest rate eligibility debt affordabilityGoogle ↗
OBSERVEDComparison
Fannie Mae conventional first time home buyer 3 percent down debt to income requirements officialGoogle ↗
OBSERVEDShort fact
CFPB compare mortgage loan offers APR points mortgage insurance closing costsGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
NACA mortgage program 2026 official no down payment no PMI interest rate eligibility debt affordability Google ↗
Fannie Mae conventional first time home buyer 3 percent down debt to income requirements official Google ↗
CFPB compare mortgage loan offers APR points mortgage insurance closing costs Google ↗
- What You Need To Know About Down Payments · yourhome.fanniemae.com
- Shopping for a Mortgage · consumerfinance.gov
- Select the kind of loan that fits your needs · consumerfinance.gov
- NACA Mortgage Product | FAQ · naca.com
- NACA Member Portal · portal.naca.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
NACA mortgage program 2026 official no down payment no PMI interest rate eligibility debt affordability OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Fannie Mae conventional first time home buyer 3 percent down debt to income requirements official OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
CFPB compare mortgage loan offers APR points mortgage insurance closing costs OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |