Looking at average cost of umbrella policy options from Farmers versus USAA for a frugal retiree with moderate savings.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Looking at average cost of umbrella policy options from Farmers versus USAA for a frugal retiree with moderate savings.
3 real searches · 1 real-search pass
2026 Farmers USAA personal umbrella insurance average cost annual premium $1 million $2 million requirementsGoogle ↗
OBSERVEDShort fact
Farmers umbrella insurance policy coverage underlying limits officialGoogle ↗
OBSERVEDReason
USAA personal umbrella policy coverage underlying limits officialGoogle ↗
OBSERVEDDefinition
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 Farmers USAA personal umbrella insurance average cost annual premium $1 million $2 million requirements Google ↗
Farmers umbrella insurance policy coverage underlying limits official Google ↗
USAA personal umbrella policy coverage underlying limits official Google ↗
- How Much Does Umbrella Insurance Cost? : Farmers Insurance · farmers.com
- Umbrella Insurance Policy Coverage · farmers.com
- Do I Need Umbrella Insurance? : Farmers Insurance® · farmers.com
- Personal Umbrella Policy & Lawsuit Insurance · usaa.com
- Personal Umbrella Policy & Lawsuit Insurance · usaa.com
- Umbrella Insurance: Coverage & How It Works (2026 Guide) · nerdwallet.com
- Personal Umbrella and Excess Liability Insurance · mass.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 Farmers USAA personal umbrella insurance average cost annual premium $1 million $2 million requirements OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
Farmers umbrella insurance policy coverage underlying limits official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
USAA personal umbrella policy coverage underlying limits official OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 |