How does closing a credit card with a high limit and zero balance actually impact my average age of accounts under the current FICO scoring model?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does closing a credit card with a high limit and zero balance actually impact my average age of accounts under the current FICO scoring model?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
FICO closed credit card account average age of accounts remains on credit report 10 years utilization closed account Google ↗
myFICO closing credit card average age closed accounts FICO scoring model Google ↗
- How to Decide Whether It's Time to Close a Credit Card · myfico.com
- Recent Questions on myFICO Forums: Missing Payments, Revolving Utilization and More · myfico.com
- Understanding Accounts That May Affect Your Credit Utilization Ratio · myfico.com
- Does Closing a Credit Card Boost Your FICO Score? · myfico.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO closed credit card account average age of accounts remains on credit report 10 years utilization closed account OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
myFICO closing credit card average age closed accounts FICO scoring model OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |