Real ChatGPT answer · index seed57HAu2TW05kcompleteFinance and banking · checking and savings accountslocal

Is my money fully protected by FDIC insurance if I split my retirement savings across three different online banks instead of keeping it all in Chicago?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is my money fully protected by FDIC insurance if I split my retirement savings across three different online banks instead of keeping it all in Chicago?
2 real searches · 1 real-search pass
FDIC insurance retirement accounts $250,000 per depositor per insured bank IRA aggregation official FDICGoogle ↗
OBSERVED
FDIC deposit insurance online banks same charter bank brands ownership category officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
FDIC insurance retirement accounts $250,000 per depositor per insured bank IRA aggregation official FDIC Google ↗
FDIC deposit insurance online banks same charter bank brands ownership category official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FDIC insurance retirement accounts $250,000 per depositor per insured bank IRA aggregation official FDIC
OBSERVED
Google ↗
AI Mode ↗
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of 1
FDIC deposit insurance online banks same charter bank brands ownership category official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1