How do umbrella insurance uninsured motorist claims interact with underinsured motorist property damage limits in North Carolina after a multi-car pileup?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do umbrella insurance uninsured motorist claims interact with underinsured motorist property damage limits in North Carolina after a multi-car pileup?
3 real searches · 1 real-search pass
North Carolina uninsured underinsured motorist property damage statute umbrella policy N.C. Gen. Stat. 20-279.21 currentGoogle ↗
OBSERVEDConsequence
North Carolina DOI uninsured motorist underinsured motorist property damage coverage limits multiple vehicles umbrella policyGoogle ↗
OBSERVEDOther / navigational
North Carolina Supreme Court umbrella uninsured motorist coverage underinsured motorist property damage multi vehicle accidentGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
North Carolina uninsured underinsured motorist property damage statute umbrella policy N.C. Gen. Stat. 20-279.21 current Google ↗
North Carolina DOI uninsured motorist underinsured motorist property damage coverage limits multiple vehicles umbrella policy Google ↗
North Carolina Supreme Court umbrella uninsured motorist coverage underinsured motorist property damage multi vehicle accident Google ↗
- G.S. 20-279.21 · ncleg.gov
- Basic and Miscellaneous Auto Coverages · ncdoi.gov
- SL 2024-29 (SB 319) · ncleg.gov
- Changes to the Rating of Automobile Insurance Policies, Effective July 1, 2025 · ncdoi.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
North Carolina uninsured underinsured motorist property damage statute umbrella policy N.C. Gen. Stat. 20-279.21 current OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
North Carolina DOI uninsured motorist underinsured motorist property damage coverage limits multiple vehicles umbrella policy OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
North Carolina Supreme Court umbrella uninsured motorist coverage underinsured motorist property damage multi vehicle accident OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |