Are there specific federal guidelines regarding pre-bankruptcy cash advances or balance transfers within the ninety-day preference period that could lead to an adversary proceeding for nondischargeability?
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The searches the AI actually ran for this prompt.
SEED QUERY
Are there specific federal guidelines regarding pre-bankruptcy cash advances or balance transfers within the ninety-day preference period that could lead to an adversary proceeding for nondischargeability?
3 real searches · 1 real-search pass
11 U.S.C. 523(a)(2)(C) cash advances 70 days luxury goods 90 days current threshold 2025 2026Google ↗
OBSERVEDConsequence
11 U.S.C. 547 preference 90 days bankruptcy elements transfer creditorGoogle ↗
OBSERVEDReason
bankruptcy balance transfer credit card § 523(a)(2)(A) cash advance balance transfer nondischargeability caseGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
11 U.S.C. 523(a)(2)(C) cash advances 70 days luxury goods 90 days current threshold 2025 2026 Google ↗
11 U.S.C. 547 preference 90 days bankruptcy elements transfer creditor Google ↗
bankruptcy balance transfer credit card § 523(a)(2)(A) cash advance balance transfer nondischargeability case Google ↗
- 11 U.S.C. § 523: Exceptions to discharge · uscode.house.gov
- 11 U.S.C. § 104: Adjustment of dollar amounts · uscode.house.gov
- 11 U.S. Code § 523 - Exceptions to discharge | U.S. Code | US Law · law.cornell.edu
- 11 U.S. Code § 547 - Preferences | U.S. Code | US Law · law.cornell.edu
- U.S.C. Title 11 · govinfo.gov
- 11 U.S.C. § 523 · law.cornell.edu
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
11 U.S.C. 523(a)(2)(C) cash advances 70 days luxury goods 90 days current threshold 2025 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
11 U.S.C. 547 preference 90 days bankruptcy elements transfer creditor OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
bankruptcy balance transfer credit card § 523(a)(2)(A) cash advance balance transfer nondischargeability case OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |