When deciding between occurrence and claims made policies for my engineering firm, what are the primary long-term financial trade-offs to consider?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
When deciding between occurrence and claims made policies for my engineering firm, what are the primary long-term financial trade-offs to consider?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
engineering professional liability claims-made vs occurrence policy extended reporting period retroactive date long tail claims engineering firm Google ↗
professional liability insurance claims-made occurrence engineering firms policy structure insurer guidance Google ↗
- Intro to Professional Liability Insurance · victorinsurance.com
- INSURANCE REQUIREMENTS IN CONTRACTS 2026.1 · smcsig.org
- Claims-made Professional Liability Policy for Architects/Engineers · profunderwriters.com
- Claims Made Policy vs Occurrence Policy · profunderwriters.com
- 3 Professional Liability: Common Insurance Terms · aon.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
engineering professional liability claims-made vs occurrence policy extended reporting period retroactive date long tail claims engineering firm OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
professional liability insurance claims-made occurrence engineering firms policy structure insurer guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |