Are mental health condition coverage limitations getting stricter this year across all the major disability insurance brands in the US?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are mental health condition coverage limitations getting stricter this year across all the major disability insurance brands in the US?
3 real searches · 1 real-search pass
2026 US disability insurance carriers mental nervous disorders limitation changes stricter policy changes individual disability insuranceGoogle ↗
OBSERVED
2026 group long term disability mental nervous substance abuse limitation changes major insurers USGoogle ↗
OBSERVED
disability insurance mental nervous limitation policy provisions Guardian MassMutual Principal Ameritas Northwestern Mutual The Standard 2026Google ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
2026 US disability insurance carriers mental nervous disorders limitation changes stricter policy changes individual disability insurance Google ↗
2026 group long term disability mental nervous substance abuse limitation changes major insurers US Google ↗
disability insurance mental nervous limitation policy provisions Guardian MassMutual Principal Ameritas Northwestern Mutual The Standard 2026 Google ↗
- Mental and Nervous Limitation Clauses Explained · seaworthy.io
- State of Disability Underwriting (2026) · seaworthy.io
- Requirements Related to the Mental Health Parity and Addiction Equity Act · thefederalregister.org
- Field Assistance Bulletin No. 2026-03 · beta.dol.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 US disability insurance carriers mental nervous disorders limitation changes stricter policy changes individual disability insurance OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
2026 group long term disability mental nervous substance abuse limitation changes major insurers US OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
disability insurance mental nervous limitation policy provisions Guardian MassMutual Principal Ameritas Northwestern Mutual The Standard 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |