What are the exact criteria American Express uses for the targeted pre-approval check on the Platinum card that avoids a hard pull on my Experian report?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the exact criteria American Express uses for the targeted pre-approval check on the Platinum card that avoids a hard pull on my Experian report?
3 real searches · 1 real-search pass
American Express Platinum targeted pre-approval check no hard pull Experian criteria soft pull apply with confidence official termsGoogle ↗
OBSERVED
American Express pre-qualified offer eligibility criteria credit score income debt-to-income hard inquiry existing cardmembersGoogle ↗
OBSERVED
American Express application hard inquiry only if approved accept card no hard pull pre-approval termsGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
American Express Platinum targeted pre-approval check no hard pull Experian criteria soft pull apply with confidence official terms Google ↗
American Express pre-qualified offer eligibility criteria credit score income debt-to-income hard inquiry existing cardmembers Google ↗
American Express application hard inquiry only if approved accept card no hard pull pre-approval terms Google ↗
- American Express® Apply With Confidence: Check Your Approval Risk-Free · americanexpress.com
- The Difference Between a Hard Credit Check and a Soft Credit Check · americanexpress.com
- Qualifications for Credit Card Pre-Approval · americanexpress.com
- 0001193125-25-160041 · d18rn0p25nwr6d.cloudfront.net
- When can a credit card company look at my credit reports? · consumerfinance.gov
- What is a prescreened credit card offer? · consumerfinance.gov
- How to Opt Out of Preapproved Credit Offers · expn.wp.experiancs.com
- 424B5 · sec.gov
- 0001193125-22-085306 · d18rn0p25nwr6d.cloudfront.net
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
American Express Platinum targeted pre-approval check no hard pull Experian criteria soft pull apply with confidence official terms OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
American Express pre-qualified offer eligibility criteria credit score income debt-to-income hard inquiry existing cardmembers OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
American Express application hard inquiry only if approved accept card no hard pull pre-approval terms OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |