I need to understand if a short term disability policy with a zero day waiting period for accidents and a seven day waiting period for sickness is worth the extra premium cost compared to a thirty day elimination period.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I need to understand if a short term disability policy with a zero day waiting period for accidents and a seven day waiting period for sickness is worth the extra premium cost compared to a thirty day elimination period.
4 real searches · 1 real-search pass
short-term disability insurance elimination period waiting period accident sickness benefit begins retroactive policy wording comparisonGoogle ↗
OBSERVEDComparison
short-term disability insurance how to choose elimination period premium cost employer benefits consumer guidanceGoogle ↗
OBSERVEDComparison
short term disability insurance elimination period waiting period benefits policy definition accident sicknessGoogle ↗
OBSERVEDDefinition
short term disability insurance benefit waiting period 7 days 30 days comparison financial planningGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (4)
Classes come from the query-classifier (a local Laya model). 2 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT4 real searches · gpt-6
short-term disability insurance elimination period waiting period accident sickness benefit begins retroactive policy wording comparison Google ↗
short-term disability insurance how to choose elimination period premium cost employer benefits consumer guidance Google ↗
short term disability insurance elimination period waiting period benefits policy definition accident sickness Google ↗
short term disability insurance benefit waiting period 7 days 30 days comparison financial planning Google ↗
- Simplifying the Complications of Disability Insurance · content.naic.org
- Nevada Division of Insurance · doi.nv.gov
- Disability Claim Policies & Procedures · newyorklife.com
- Maine Bureau of Insurance · maine.gov
Queries
4 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
short-term disability insurance elimination period waiting period accident sickness benefit begins retroactive policy wording comparison OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
short-term disability insurance how to choose elimination period premium cost employer benefits consumer guidance OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
short term disability insurance elimination period waiting period benefits policy definition accident sickness OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 | |
short term disability insurance benefit waiting period 7 days 30 days comparison financial planning OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |