Are there any new federal tax rule changes for 529 plan rollovers into Roth IRAs that I need to know about before funding my teenagers accounts?
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The searches the AI actually ran for this prompt.
SEED QUERY
Are there any new federal tax rule changes for 529 plan rollovers into Roth IRAs that I need to know about before funding my teenagers accounts?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 federal tax changes 529 to Roth IRA rollover rules IRS 2026 SECURE 2.0 guidance Google ↗
IRS 529 plan Roth IRA rollover 15 year rule contributions five years $35,000 annual limit 2026 Google ↗
- Senate Bill Would Eliminate The $35,000 Cap On 529-To-Roth IRA Rollovers · thecollegeinvestor.com
- Publication 590-A (2025), Contributions to Individual Retirement Arrangements (IRAs) · irs.gov
- 26 U.S.C. § 529: Qualified tuition programs · uscode.house.gov
- 529 rollover to Roth IRA: 2026 rules, steps and penalties · investor.vanguard.com
- 529 to Roth IRA: Rollover Rules, Conversion Guide, and FAQs for 2026 · savingforcollege.com
- WA529 FAQs · 529.wa.gov
- Internal Revenue Bulletin: 2026-35 · irs.gov
- IR-2026-91: Treasury, IRS issue guidance on rollovers between retirement plans and individual retirement accounts · content.govdelivery.com
- S. 5550, 529 Retirement Enhancement Act of 2026 · govinfo.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 federal tax changes 529 to Roth IRA rollover rules IRS 2026 SECURE 2.0 guidance OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
IRS 529 plan Roth IRA rollover 15 year rule contributions five years $35,000 annual limit 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |