Real ChatGPT answer · index seed4wWhRqY2yUkcompleteInsurance · Medicare planscomparison

How do the calculating IRMAA surcharge brackets apply if my income fluctuates wildly from gig work during my first few years out of college

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do the calculating IRMAA surcharge brackets apply if my income fluctuates wildly from gig work during my first few years out of college
2 real searches · 1 real-search pass
Social Security IRMAA two years prior tax return modified adjusted gross income appeal life changing event official 2026Google ↗
OBSERVEDConsequence
CMS 2026 Medicare Part B IRMAA brackets income thresholds officialGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%ComparisonConsequence50%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Social Security IRMAA two years prior tax return modified adjusted gross income appeal life changing event official 2026 Google ↗
CMS 2026 Medicare Part B IRMAA brackets income thresholds official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Social Security IRMAA two years prior tax return modified adjusted gross income appeal life changing event official 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
CMS 2026 Medicare Part B IRMAA brackets income thresholds official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1