Real ChatGPT answer · index seed4vLNRxjeMiscompleteFinance and banking · retirement accountsinformational
What is the exact formula employers use to calculate 401k match eligibility when someone works part-time right before retirement?
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The searches the AI actually ran for this prompt.
SEED QUERY
What is the exact formula employers use to calculate 401k match eligibility when someone works part-time right before retirement?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS 401(k) part-time employees long-term part-time 500 hours 2 consecutive years matching contributions SECURE 2.0 2025 Google ↗
Department of Labor 401k matching contributions plan document eligibility hours of service true up retirement Google ↗
- DTLL Long-Term Part Time Employee Rules for Cash or Deferred Arrangements Under Section 401(k) · home.treasury.gov
- 26 U.S.C. § 401: Qualified pension, profit-sharing, and stock bonus plans · uscode.house.gov
- Employee Plans news · irs.gov
- 401(k) plan qualification requirements · irs.gov
- FAQs about Retirement Plans and ERISA · dol.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 401(k) part-time employees long-term part-time 500 hours 2 consecutive years matching contributions SECURE 2.0 2025 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Department of Labor 401k matching contributions plan document eligibility hours of service true up retirement OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |