Real ChatGPT answer · index seed4nbhi2tHsAEcompleteFinance and banking · credit cardsinformational

How will transferring a balance that equals thirty percent of my total credit limit impact my credit utilization ratio and overall score next month?

ChatGPTgpt-61 query10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How will transferring a balance that equals thirty percent of my total credit limit impact my credit utilization ratio and overall score next month?
1 real search · 1 real-search pass
FICO credit utilization balance transfer individual card utilization overall utilization score reporting statement dateGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 1 queries…

Searches and sources

ChatGPT1 real searches · gpt-6
FICO credit utilization balance transfer individual card utilization overall utilization score reporting statement date Google ↗

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FICO credit utilization balance transfer individual card utilization overall utilization score reporting statement date
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1