Real ChatGPT answer · index seed4mAJZbuzT8EcompleteFinance and banking · mortgageslocal

How do lenders view severance packages when evaluating job loss situations during an active mortgage underwriting process?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do lenders view severance packages when evaluating job loss situations during an active mortgage underwriting process?
2 real searches · 1 real-search pass
Fannie Mae selling guide employment income termination severance pay mortgage underwriting job loss before closingGoogle ↗
OBSERVEDConsequence
Freddie Mac guide severance pay employment income mortgage underwriting verification employment before closingGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence50%Reason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Fannie Mae selling guide employment income termination severance pay mortgage underwriting job loss before closing Google ↗
Freddie Mac guide severance pay employment income mortgage underwriting verification employment before closing Google ↗
  1. Employment Offers or Contracts · guide-selling.fanniemae.com
  2. Standards for Employment-Related Income · guide-selling.fanniemae.com
  3. Fannie Mae Selling Guide March 4, 2026 · singlefamily.fanniemae.com
  4. Verbal Verification of Employment · guide-selling.fanniemae.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Fannie Mae selling guide employment income termination severance pay mortgage underwriting job loss before closing
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Freddie Mac guide severance pay employment income mortgage underwriting verification employment before closing
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1