Why did my Upgrade personal loan pre-approval rate change after I submitted my official retirement income documentation?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why did my Upgrade personal loan pre-approval rate change after I submitted my official retirement income documentation?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Upgrade personal loans retirement income verification underwriting preapproval rate income documentation official Google ↗
Upgrade personal loan rates how income debt-to-income credit underwriting official Google ↗
- Personal Loan: What is the typical loan process through Upgrade? · upgrade.com
- Personal Loans and Cards · upgrade.com
- Upgrade - Personal Loans, Cards and Rewards Checking · upgrade.com
- Personal Loans with low, fixed rates from Upgrade · upgrade.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Upgrade personal loans retirement income verification underwriting preapproval rate income documentation official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Upgrade personal loan rates how income debt-to-income credit underwriting official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |