Real ChatGPT answer · index seed4denRky8x3EcompleteInsurance · health insurance planscommercial

Show me how the latest Affordable Care Act subsidy rules calculate income when part of my retirement money comes from a traditional IRA withdrawal.

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Show me how the latest Affordable Care Act subsidy rules calculate income when part of my retirement money comes from a traditional IRA withdrawal.
2 real searches · 1 real-search pass
2026 ACA premium tax credit rules income MAGI traditional IRA distribution 400% poverty repayment limits IRS 2026Google ↗
OBSERVEDConsequence
IRS Publication 974 2025 2026 modified adjusted gross income IRA distributions ACA premium tax credit taxable IRA distributionGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence100%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
2026 ACA premium tax credit rules income MAGI traditional IRA distribution 400% poverty repayment limits IRS 2026 Google ↗
IRS Publication 974 2025 2026 modified adjusted gross income IRA distributions ACA premium tax credit taxable IRA distribution Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 ACA premium tax credit rules income MAGI traditional IRA distribution 400% poverty repayment limits IRS 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
IRS Publication 974 2025 2026 modified adjusted gross income IRA distributions ACA premium tax credit taxable IRA distribution
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1