I need to cancel an existing key person life insurance policy without getting hit with massive surrender fees for my LLC.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I need to cancel an existing key person life insurance policy without getting hit with massive surrender fees for my LLC.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS life insurance surrender cash value taxable gain policy owner business key person life insurance transfer ownership 1035 exchange rules Google ↗
NAIC life insurance surrender charges cash surrender value policy options paid up reduced paid up Google ↗
- Statutes & Constitution :View Statutes : Online Sunshine · leg.state.fl.us
- life insurance consumer guidance · myfloridacfo.com
- Publication 525 · irs.gov
- Insurance Topics | Life Insurance · content.naic.org
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS life insurance surrender cash value taxable gain policy owner business key person life insurance transfer ownership 1035 exchange rules OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
NAIC life insurance surrender charges cash surrender value policy options paid up reduced paid up OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |