Real ChatGPT answer · index seed4b2KNPNCmRAcompleteEducation · financial aid and scholarshipsinformational
What are the exact IRS rules for penalty-free 529 plan withdrawals if my son received a scholarship and doesn't need the full semester disbursement that is sitting in the account today?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the exact IRS rules for penalty-free 529 plan withdrawals if my son received a scholarship and doesn't need the full semester disbursement that is sitting in the account today?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
IRS Publication 970 529 scholarship exception additional tax 10 percent qualified tuition program distributions scholarship amount Google ↗
IRS 529 qualified tuition program scholarship exception section 529(c)(6) 10% additional tax taxable earnings Google ↗
- Publication 970 (2025), Tax Benefits for Education · irs.gov
- 26 U.S.C. § 529: Qualified tuition programs · uscode.house.gov
- Topic no. 313, Qualified tuition programs (QTPs) · irs.gov
- Instructions for Form 5329 (2025) · irs.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS Publication 970 529 scholarship exception additional tax 10 percent qualified tuition program distributions scholarship amount OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
IRS 529 qualified tuition program scholarship exception section 529(c)(6) 10% additional tax taxable earnings OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |