How do lenders assess fluctuating freelance income when qualifying a self-employed borrower for a cash-out mortgage refinancing product?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do lenders assess fluctuating freelance income when qualifying a self-employed borrower for a cash-out mortgage refinancing product?
3 real searches · 1 real-search pass
Fannie Mae self-employed borrower income calculation declining income two year average cash out refinance guidelinesGoogle ↗
OBSERVED
Freddie Mac self-employed income documentation fluctuating income mortgage underwriting guideGoogle ↗
OBSERVED
CFPB cash-out refinance debt-to-income mortgage self employed income tax returnsGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae self-employed borrower income calculation declining income two year average cash out refinance guidelines Google ↗
Freddie Mac self-employed income documentation fluctuating income mortgage underwriting guide Google ↗
CFPB cash-out refinance debt-to-income mortgage self employed income tax returns Google ↗
- Underwriting Factors and Documentation for a Self-Employed Borrower · selling-guide.fanniemae.com
- Underwriting Factors and Documentation for a Self-Employed Borrower · guide-selling.fanniemae.com
- General Information on Analyzing Individual Tax Returns · selling-guide.fanniemae.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae self-employed borrower income calculation declining income two year average cash out refinance guidelines OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac self-employed income documentation fluctuating income mortgage underwriting guide OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB cash-out refinance debt-to-income mortgage self employed income tax returns OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |