How much will my home insurance rate increase after filing a water damage claim in Ohio, and is it worth using my policy this time?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How much will my home insurance rate increase after filing a water damage claim in Ohio, and is it worth using my policy this time?
3 real searches · 1 real-search pass
Ohio homeowners insurance premium increase after water damage claim average surcharge claim frequency water damage 2025 2026Google ↗
OBSERVEDConsequence
Ohio homeowners insurance water damage claim surcharge Ohio insurance department CLUE claims historyGoogle ↗
OBSERVEDConsequence
homeowners insurance claim worth filing deductible premium increase water damage claim insurer surchargeGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Ohio homeowners insurance premium increase after water damage claim average surcharge claim frequency water damage 2025 2026 Google ↗
Ohio homeowners insurance water damage claim surcharge Ohio insurance department CLUE claims history Google ↗
homeowners insurance claim worth filing deductible premium increase water damage claim insurer surcharge Google ↗
- What to Know About Home Insurance Claims · aarp.org
- Will my homeowners insurance go up if I file a claim? · insure.com
- Does Homeowners Insurance Cover Water Damage? · thezebra.com
- Homeowners Insurance Guide · insurance.ohio.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Ohio homeowners insurance premium increase after water damage claim average surcharge claim frequency water damage 2025 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Ohio homeowners insurance water damage claim surcharge Ohio insurance department CLUE claims history OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
homeowners insurance claim worth filing deductible premium increase water damage claim insurer surcharge OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |