Real ChatGPT answer · index seed4XgwdtyHiyocompleteFinance and banking · credit cardslocal

Help me figure out if I should freeze my credit cards after receiving a suspicious text message about unauthorized charges in my Charlotte bank account.

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Help me figure out if I should freeze my credit cards after receiving a suspicious text message about unauthorized charges in my Charlotte bank account.
2 real searches · 1 real-search pass
FTC bank text message phishing unauthorized charges what to do official guidanceGoogle ↗
OBSERVEDConsequence
CFPB suspicious bank text scam contact bank official number card lock unauthorized transactionsGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence100%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
FTC bank text message phishing unauthorized charges what to do official guidance Google ↗
CFPB suspicious bank text scam contact bank official number card lock unauthorized transactions Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FTC bank text message phishing unauthorized charges what to do official guidance
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
CFPB suspicious bank text scam contact bank official number card lock unauthorized transactions
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1