Real ChatGPT answer · index seed4W5YKLTNTSccompleteFinance and banking · checking and savings accountsinformational

What is the current APY on the Discover online savings account and are there any monthly maintenance fees I should know about?

ChatGPTgpt-61 query10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What is the current APY on the Discover online savings account and are there any monthly maintenance fees I should know about?
1 real search · 1 real-search pass
Discover Bank Online Savings Account current APY October 2026 monthly maintenance fee officialGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigational100%ComparisonConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
Discover Bank Online Savings Account current APY October 2026 monthly maintenance fee official Google ↗

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Discover Bank Online Savings Account current APY October 2026 monthly maintenance fee official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1