Real ChatGPT answer · index seed4Ql8KCpKSBIcompleteFinance and banking · student loanscomparison

Is SoFi better than Earnest for consolidating grad school debt if my credit score dropped below six hundred?

ChatGPTgpt-63 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is SoFi better than Earnest for consolidating grad school debt if my credit score dropped below six hundred?
3 real searches · 1 real-search pass
SoFi student loan refinancing minimum credit score eligibility cosigner officialGoogle ↗
OBSERVED
Earnest student loan refinancing minimum credit score eligibility cosigner officialGoogle ↗
OBSERVED
SoFi Earnest student loan refinancing credit score below 600 graduate debt federal loan protectionsGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
SoFi student loan refinancing minimum credit score eligibility cosigner official Google ↗
Earnest student loan refinancing minimum credit score eligibility cosigner official Google ↗
SoFi Earnest student loan refinancing credit score below 600 graduate debt federal loan protections Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
SoFi student loan refinancing minimum credit score eligibility cosigner official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Earnest student loan refinancing minimum credit score eligibility cosigner official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
SoFi Earnest student loan refinancing credit score below 600 graduate debt federal loan protections
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1