Is Next Insurance actually good for artisan contractors or are there too many hidden exclusions for home-based businesses with minor employees?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is Next Insurance actually good for artisan contractors or are there too many hidden exclusions for home-based businesses with minor employees?
3 real searches · 1 real-search pass
Next Insurance small business general liability policy exclusions contractors home based business employees workers compensation minors official policy formsGoogle ↗
OBSERVEDOther / navigational
Next Insurance contractor insurance exclusions completed operations property damage work performed tools home business officialGoogle ↗
OBSERVEDConsequence
Kansas workers compensation minor employees employer requirements child labor law officialGoogle ↗
OBSERVEDYes / no
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Next Insurance small business general liability policy exclusions contractors home based business employees workers compensation minors official policy forms Google ↗
Next Insurance contractor insurance exclusions completed operations property damage work performed tools home business official Google ↗
Kansas workers compensation minor employees employer requirements child labor law official Google ↗
- 2026 General Liability Coverage Guide · assets-prod.nextinsurance.com
- contractor coverage information · nextinsurance.com
- General Liability Insurance for Contractors · nextinsurance.com
- NEXT Insurance, Inc. v. Tiffany Mullins, 25-ICA-164 · app.midpage.ai
- BOP Coverage Guide_2026 · assets-prod.nextinsurance.com
- General Liability Insurance · nextinsurance.com
- General Contractor Insurance · nextinsurance.com
- Kansas Department of Labor – Child Labor · dol.ks.gov
- Federal Department of Labor – Youth Employment Rules · dol.gov
- Kansas Statutes · kslegislature.gov
- Workers Compensation Division | State of Kansas Department of Labor, KS · dol.ks.gov
- Kansas Statutes · kslegislature.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Next Insurance small business general liability policy exclusions contractors home based business employees workers compensation minors official policy forms OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Next Insurance contractor insurance exclusions completed operations property damage work performed tools home business official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Kansas workers compensation minor employees employer requirements child labor law official OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 |