How long do credit card issuers legally have to provisionally credit my account while investigating a billing error dispute under Regulation Z?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How long do credit card issuers legally have to provisionally credit my account while investigating a billing error dispute under Regulation Z?
1 real search · 1 real-search pass
Regulation Z credit card billing error provisional credit 10 business days 12 CFR 1026.13Google ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
Regulation Z credit card billing error provisional credit 10 business days 12 CFR 1026.13 Google ↗
- § 1026.13 Billing error resolution. · consumerfinance.gov
- Comment for 1026.13 - Billing Error Resolution · consumerfinance.gov
- 12 CFR § 1026.13 - Billing error resolution. | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu