What credit score do I actually need to qualify for a conventional mortgage now that I have stopped working?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What credit score do I actually need to qualify for a conventional mortgage now that I have stopped working?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 conventional mortgage minimum credit score requirement Fannie Mae Freddie Mac 2026 no minimum score Google ↗
Fannie Mae selling guide retirement income social security pension asset depletion mortgage qualifying income 2026 Google ↗
- General Requirements for Credit Scores · selling-guide.fanniemae.com
- Desktop Underwriter Credit Risk Assessment Updates · singlefamily.fanniemae.com
- Annuity, Pension, or Retirement Income · selling-guide.fanniemae.com
- General Income Information · selling-guide.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 conventional mortgage minimum credit score requirement Fannie Mae Freddie Mac 2026 no minimum score OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Fannie Mae selling guide retirement income social security pension asset depletion mortgage qualifying income 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |