Real ChatGPT answer · index seed4IFXUhOuy50completeFinance and banking · checking and savings accountscomparison
Compare the overdraft protection fees and grace periods between Bank of America business checking and TD Bank for a small contracting business with fluctuating cash flow.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Compare the overdraft protection fees and grace periods between Bank of America business checking and TD Bank for a small contracting business with fluctuating cash flow.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 Bank of America business checking overdraft fee grace period overdraft protection fee official Google ↗
2026 TD Bank business checking overdraft fee grace period overdraft protection fee official Google ↗
- Fees for Business Checking & Savings Accounts at Bank of America · bankofamerica.com
- Small Business Overdraft Protection · td.com
- balance-connect · business.bankofamerica.com
- Your guide to TD Bank's Small Business Grace Period · td.com
- Compare TD Bank Business Checking Account Perks, Minimums, Fees & More · td.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 Bank of America business checking overdraft fee grace period overdraft protection fee official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
2026 TD Bank business checking overdraft fee grace period overdraft protection fee official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |