Real ChatGPT answer · index seed4I1iwcL2lwccompleteFinance and banking · checking and savings accountsinformational
Does Wells Fargo perform a hard or soft credit pull when I apply for their tiered interest checking product with overdraft protection enabled?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Does Wells Fargo perform a hard or soft credit pull when I apply for their tiered interest checking product with overdraft protection enabled?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Wells Fargo Tiered Interest Checking overdraft protection credit inquiry hard pull soft pull application Google ↗
Wells Fargo overdraft protection credit card line of credit credit check hard inquiry checking account Google ↗
- Credit Card Questions - Increase Credit Limits · wellsfargo.com
- Overdraft Services for Personal Accounts · wellsfargo.com
- Wells Fargo Overdraft Protection terms · wellsfargo.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Wells Fargo Tiered Interest Checking overdraft protection credit inquiry hard pull soft pull application OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Wells Fargo overdraft protection credit card line of credit credit check hard inquiry checking account OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |