How do umbrella policy payouts coordinate with standard homeowners insurance when a massive tree falls on my neighbor fence
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do umbrella policy payouts coordinate with standard homeowners insurance when a massive tree falls on my neighbor fence
1 real search · 1 real-search pass
California homeowners insurance neighbor tree falls fence liability healthy tree storm negligence umbrella policy excess liability coordinationGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
California homeowners insurance neighbor tree falls fence liability healthy tree storm negligence umbrella policy excess liability coordination Google ↗
- caci-19-01 · courts.ca.gov
- Fallen Tree Damage—Who Pays? · calcoastfs.org