My wife and I are considering bankruptcy for our joint medical debt today, but what happens to the accounts where she is only an authorized user?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My wife and I are considering bankruptcy for our joint medical debt today, but what happens to the accounts where she is only an authorized user?
2 real searches · 1 real-search pass
United States bankruptcy authorized user credit card liability bankruptcy spouse authorized user account primary cardholder legal responsibility 2026Google ↗
OBSERVEDReason
California bankruptcy community property spouse debt authorized user credit card bankruptcy official guidanceGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
United States bankruptcy authorized user credit card liability bankruptcy spouse authorized user account primary cardholder legal responsibility 2026 Google ↗
California bankruptcy community property spouse debt authorized user credit card bankruptcy official guidance Google ↗
- I was an authorized user on my deceased relative’s credit card account. Am I liable to repay the debt? · consumerfinance.gov
- Can a debt collector contact me about a debt after a divorce? · consumerfinance.gov
- Property and debts in a divorce | California Courts · sucorte.ca.gov
- Bankruptcy | California Courts · selfhelp.courts.ca.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
United States bankruptcy authorized user credit card liability bankruptcy spouse authorized user account primary cardholder legal responsibility 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
California bankruptcy community property spouse debt authorized user credit card bankruptcy official guidance OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |