How does the employer match vesting schedule work for our 401k if I decide to leave my company after three years to take a role closer to home?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does the employer match vesting schedule work for our 401k if I decide to leave my company after three years to take a role closer to home?
1 real search · 1 real-search pass
IRS 401(k) employer matching contributions vesting schedules cliff graded 3 years 6 years rulesGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
IRS 401(k) employer matching contributions vesting schedules cliff graded 3 years 6 years rules Google ↗
- Issue Snapshot - Vesting schedules for matching contributions · irs.gov
- Retirement topics - Vesting · irs.gov
- 401(k) vesting guidance · irs.gov