What is the difference in credit score impact between a structured debt consolidation program and filing for small business bankruptcy this year.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the difference in credit score impact between a structured debt consolidation program and filing for small business bankruptcy this year.
2 real searches · 1 real-search pass
2026 small business bankruptcy personal credit impact LLC sole proprietor personal guarantee credit reporting official guidanceGoogle ↗
OBSERVEDConsequence
2026 credit report bankruptcy how long remains personal credit report business bankruptcy personal guarantee debt management plan credit score CFPB FTCGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 small business bankruptcy personal credit impact LLC sole proprietor personal guarantee credit reporting official guidance Google ↗
2026 credit report bankruptcy how long remains personal credit report business bankruptcy personal guarantee debt management plan credit score CFPB FTC Google ↗
- How long does information stay on my credit report? · consumerfinance.gov
- Fixing Your Credit FAQs · consumer.ftc.gov
- How Business Bankruptcy Affects Your Personal Credit Score · nolo.com
- How Business Credit Impacts Personal Credit | Chase for Business · chase.com
- How long does a bankruptcy appear on credit reports? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 small business bankruptcy personal credit impact LLC sole proprietor personal guarantee credit reporting official guidance OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
2026 credit report bankruptcy how long remains personal credit report business bankruptcy personal guarantee debt management plan credit score CFPB FTC OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |