Can someone explain how student loan debt actually affects how much mortgage a bank in Ohio will approve me for?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can someone explain how student loan debt actually affects how much mortgage a bank in Ohio will approve me for?
3 real searches · 1 real-search pass
Fannie Mae selling guide student loans monthly debt obligation 1% outstanding balance documented payment income-driven repayment 2026Google ↗
OBSERVEDReason
FHA student loan monthly payment calculation 0.5 percent outstanding balance handbook 4000.1Google ↗
OBSERVEDOther / navigational
CFPB debt-to-income ratio mortgage what lenders considerGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae selling guide student loans monthly debt obligation 1% outstanding balance documented payment income-driven repayment 2026 Google ↗
FHA student loan monthly payment calculation 0.5 percent outstanding balance handbook 4000.1 Google ↗
CFPB debt-to-income ratio mortgage what lenders consider Google ↗
- Monthly Debt Obligations · guide-selling.fanniemae.com
- FHA Single Family Housing Policy Handbook · hud.gov
- OHFA's official homebuyer website · myohiohome.org
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae selling guide student loans monthly debt obligation 1% outstanding balance documented payment income-driven repayment 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
FHA student loan monthly payment calculation 0.5 percent outstanding balance handbook 4000.1 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
CFPB debt-to-income ratio mortgage what lenders consider OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |