How do special assessments levied by a condo board impact a unit owner's debt-to-income ratio during refinancing?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do special assessments levied by a condo board impact a unit owner's debt-to-income ratio during refinancing?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae Selling Guide HOA special assessments monthly payment debt-to-income ratio condominium assessment Google ↗
Freddie Mac guide special assessments condominium monthly debt obligations DTI HOA Google ↗
- Monthly Housing Expense for the Subject Property · selling-guide.fanniemae.com
- Debt-to-Income Ratios · guide-selling.fanniemae.com
- § 1026.43 Minimum standards for transactions secured by a dwelling. · consumerfinance.gov
- § 1026.43 Minimum standards for transactions secured by a dwelling. · consumerfinance.gov
- Full Review Process · selling-guide.fanniemae.com
- Condominium Unit Mortgage FAQ · sf.freddiemac.com
- Loan Product Advisor® · sf.freddiemac.com
- Monthly debt payment-to-income (DTI) ratio, Freddie Mac Guide 5401.2 · claudeforcompliance.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae Selling Guide HOA special assessments monthly payment debt-to-income ratio condominium assessment OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Freddie Mac guide special assessments condominium monthly debt obligations DTI HOA OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |