Are insurance companies legally required to pay for historical architectural preservation methods when repairing a Victorian home after a kitchen fire?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are insurance companies legally required to pay for historical architectural preservation methods when repairing a Victorian home after a kitchen fire?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
New York homeowners insurance claim settlement regulation replacement cost like kind quality historic preservation fire damage DFS Google ↗
New York insurance law homeowners replacement cost policy repair materials quality matching regulation 11 NYCRR 216 Google ↗
- N.Y. Comp. Codes R. & Regs. Tit. 11 § 216.6 - Standards for prompt, fair and equitable settlements | State Regulations | US Law · law.cornell.edu
- View Document - Unofficial New York Codes, Rules and Regulations · govt.westlaw.com
- OGC Opinion No. 08-10-12: Replacement cost; payment on an “estimated claim” · dfs.ny.gov
- OGC Opinion No. 01-11-09: Definition of "Replacement Cost" as applied to property insurance in connection with mortgage loans · dfs.ny.gov
- Disaster and Flood Recovery · dfs.ny.gov
- FAQ: Disaster and Flood Recovery Resources · dfs.ny.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
New York homeowners insurance claim settlement regulation replacement cost like kind quality historic preservation fire damage DFS OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
New York insurance law homeowners replacement cost policy repair materials quality matching regulation 11 NYCRR 216 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |