Real ChatGPT answer · index seed3ps4yqMEsEscompleteFinance and banking · personal loansinformational

How does checking my loan prequalification on LendingClub affect my credit report and will it show up as a hard inquiry

ChatGPTgpt-61 query10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How does checking my loan prequalification on LendingClub affect my credit report and will it show up as a hard inquiry
1 real search · 1 real-search pass
LendingClub personal loan prequalification soft credit inquiry hard inquiry credit report officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 1 queries…

Searches and sources

ChatGPT1 real searches · gpt-6
LendingClub personal loan prequalification soft credit inquiry hard inquiry credit report official Google ↗

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
LendingClub personal loan prequalification soft credit inquiry hard inquiry credit report official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1