Can my mother get a co-signer release on her private student loans after making forty-eight consecutive on-time payments, or do rules vary by lender?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can my mother get a co-signer release on her private student loans after making forty-eight consecutive on-time payments, or do rules vary by lender?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
private student loan cosigner release 48 consecutive on-time payments lender requirements 2026 Google ↗
CFPB private student loan cosigner release lender requirements cosigner release application Google ↗
- Private Student Loans · directionscu.studentchoice.org
- How to Add or Release a Co-Signer From a Loan · navyfederal.org
- MOHELA Servicing · servicing.mohela.com
- Cosigner Release: Apply to Release Your Student Loan Cosigner · salliemae.com
- If I co-signed for a private student loan, can I be released from the loan? · consumerfinance.gov
- Student loan answers · consumerfinance.gov
- 110 ILCS 992/ Student Loan Servicing Rights Act. · ilga.gov
- Illinois General Assembly - Illinois Compiled Statutes · my.ilga.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
private student loan cosigner release 48 consecutive on-time payments lender requirements 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
CFPB private student loan cosigner release lender requirements cosigner release application OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 |