Real ChatGPT answer · index seed3lSBovnVqxUcompleteInsurance · life insuranceinformational

How do paid-up additions inside a whole life policy benefits structure impact the modified endowment contract limit under current federal tax codes?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do paid-up additions inside a whole life policy benefits structure impact the modified endowment contract limit under current federal tax codes?
2 real searches · 1 real-search pass
IRS Internal Revenue Code 7702A modified endowment contract seven-pay test paid-up additions premiums dividendsGoogle ↗
OBSERVEDReason
26 USC 7702A seven-pay test amounts paid under contract material change paid-up additionsGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
IRS Internal Revenue Code 7702A modified endowment contract seven-pay test paid-up additions premiums dividends Google ↗
26 USC 7702A seven-pay test amounts paid under contract material change paid-up additions Google ↗
  1. usc-cdn.house.gov · usc-cdn.house.gov
  2. U.S.C. Title 26 · govinfo.gov
  3. uscode.house.gov · uscode.house.gov
  4. 26 U.S.C. § 72: Annuities; certain proceeds of endowment and life insurance contracts · uscode.house.gov
  5. uscode.house.gov · uscode.house.gov

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS Internal Revenue Code 7702A modified endowment contract seven-pay test paid-up additions premiums dividends
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
26 USC 7702A seven-pay test amounts paid under contract material change paid-up additions
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1