Real ChatGPT answer · index seed3l1OfKxJzXgcompleteFinance and banking · personal loansinformational
Compare the underwriting criteria for bad credit personal loans between Upstart and Marcus to see which lender is more lenient on past delinquencies.
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Compare the underwriting criteria for bad credit personal loans between Upstart and Marcus to see which lender is more lenient on past delinquencies.
3 real searches · 1 real-search pass
Upstart personal loan underwriting criteria delinquencies credit report recent late payments officialGoogle ↗
OBSERVED
Marcus personal loans underwriting criteria late payments delinquencies official current availabilityGoogle ↗
OBSERVED
Marcus personal loans no longer accepting applications 2025 officialGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Upstart personal loan underwriting criteria delinquencies credit report recent late payments official Google ↗
Marcus personal loans underwriting criteria late payments delinquencies official current availability Google ↗
Marcus personal loans no longer accepting applications 2025 official Google ↗
- Upstart · upstarthelp.upstart.com
- Loans for Bad Credit: More Ways to Qualify · upstart.com
- Marcus By Goldman Sachs Personal Loans Review: Pros, Cons & Verdict · forbes.com
- Credit Score Guide · marcus.com
- Upstart — Why your loan application may not have been approved · upstarthelp.upstart.com
- What is the minimum credit score for personal loans? · upstart.com
- Marcus by Goldman Sachs Personal Loans Review | Mone · money.com
- Marcus by Goldman Sachs Personal Loan Alternatives · nerdwallet.com
- Marcus by Goldman Sachs Personal Loans Review · cnbc.com
- Goldman Sachs Resolution Plan Public Section July 1, 2023 · fdic.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Upstart personal loan underwriting criteria delinquencies credit report recent late payments official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Marcus personal loans underwriting criteria late payments delinquencies official current availability OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Marcus personal loans no longer accepting applications 2025 official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |