Is it smarter to set up an FSA or an HSA for my five employees who are mostly in their twenties?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it smarter to set up an FSA or an HSA for my five employees who are mostly in their twenties?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 IRS HSA contribution limits self-only family 2026 FSA health care contribution limit IRS Google ↗
IRS HSA eligibility general purpose health FSA disqualifies HSA contributions carryover use it or lose it rules Google ↗
- Publication 969 (2025), Health Savings Accounts and Other Tax-Favored Health Plans · irs.gov
- Publication 15-B (2026), Employer’s Tax Guide to Fringe Benefits · irs.gov
- Publication 969 (2025), Health Savings Accounts and Other Tax-Favored Health Plans · irs.gov
- Publication 969 (2025), Health Savings Accounts and Other Tax-Favored Health Plans · irs.gov
- 2026 Contribution Limits.pdf · sponsor.fidelity.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 IRS HSA contribution limits self-only family 2026 FSA health care contribution limit IRS OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
IRS HSA eligibility general purpose health FSA disqualifies HSA contributions carryover use it or lose it rules OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 |