Real ChatGPT answer · index seed3hn1Nq0W6EgcompleteFinance and banking · checking and savings accountscommercial
What is the current FDIC insurance limit per depositor per bank, and should I worry about it with my savings split across two institutions?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the current FDIC insurance limit per depositor per bank, and should I worry about it with my savings split across two institutions?
1 real search · 1 real-search pass
FDIC deposit insurance standard maximum deposit insurance amount $250,000 per depositor per insured bank ownership category officialGoogle ↗
OBSERVEDDefinition
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
FDIC deposit insurance standard maximum deposit insurance amount $250,000 per depositor per insured bank ownership category official Google ↗
- Deposit Insurance FAQs · fdic.gov
- Your Insured Deposits · fdic.gov
- Understanding Deposit Insurance · fdic.gov