Real ChatGPT answer · index seed3eZ9p3TXTaIcompleteFinance and banking · budgeting and savingcomparison
Compare the credit score impact of closing an old no-fee credit card versus keeping it open when calculating overall utilization ratios.
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The searches the AI actually ran for this prompt.
SEED QUERY
Compare the credit score impact of closing an old no-fee credit card versus keeping it open when calculating overall utilization ratios.
1 real search · 1 real-search pass
FICO closing credit card impact utilization available credit closed account remains credit report 10 years officialGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
FICO closing credit card impact utilization available credit closed account remains credit report 10 years official Google ↗
- How to Decide Whether It's Time to Close a Credit Card · myfico.com
- What Does "Closed Account" Mean on Your Credit Report? · experian.com
- Does it hurt my credit to close a credit card? · consumerfinance.gov
- Does Closing a Credit Card Boost Your FICO Score? · myfico.com