Looking to borrow ten grand to fund my small business startup equipment costs, and I am wondering if Upstart or Wells Fargo is cheaper when factoring in all fees.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Looking to borrow ten grand to fund my small business startup equipment costs, and I am wondering if Upstart or Wells Fargo is cheaper when factoring in all fees.
3 real searches · 1 real-search pass
Upstart personal loan APR origination fee business expenses allowed 2026 officialGoogle ↗
OBSERVEDOther / navigational
Wells Fargo personal loan APR fees business expenses allowed 2026 officialGoogle ↗
OBSERVEDConsequence
Wells Fargo small business equipment loan fees rates 2026 officialGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Upstart personal loan APR origination fee business expenses allowed 2026 official Google ↗
Wells Fargo personal loan APR fees business expenses allowed 2026 official Google ↗
Wells Fargo small business equipment loan fees rates 2026 official Google ↗
- Personal Loans: Apply Online, Quick Rate Check · upstart.com
- Personal Loan Rates as low as 6.74% · wellsfargo.com
- Personal loans: See options and apply online · wellsfargo.com
- Personal Loan FAQs · wellsfargo.com
- Using a Personal Loan to Start Your Business · upstart.com
- Best Equipment Financing and Loans of 2026 · nerdwallet.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Upstart personal loan APR origination fee business expenses allowed 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Wells Fargo personal loan APR fees business expenses allowed 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Wells Fargo small business equipment loan fees rates 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |