Real ChatGPT answer · index seed3aBxxvueMsccompleteFinance and banking · credit cardsinformational

How long do hard inquiries from credit card applications actually stay on your credit report before they completely stop affecting your score?

ChatGPTgpt-61 query10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How long do hard inquiries from credit card applications actually stay on your credit report before they completely stop affecting your score?
1 real search · 1 real-search pass
how long hard inquiries stay on credit report stop affecting credit score 12 months 24 months Experian FICOGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 1 queries…

Searches and sources

ChatGPT1 real searches · gpt-6
how long hard inquiries stay on credit report stop affecting credit score 12 months 24 months Experian FICO Google ↗

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
how long hard inquiries stay on credit report stop affecting credit score 12 months 24 months Experian FICO
OBSERVED
Google ↗
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