What is the exact process for closing out an old health savings account and rolling the balance over to an investment-enabled HSA without incurring fees?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the exact process for closing out an old health savings account and rolling the balance over to an investment-enabled HSA without incurring fees?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS HSA trustee-to-trustee transfer direct transfer fees tax free 60 day rollover rules Google ↗
HSA transfer old account transfer fee reimbursement investment liquidation receiving HSA provider transfer process Google ↗
- Health Savings Account | Transfer an Account · fidelity.com
- How to consolidate your HSAs · fidelity.com
- Publication 969 (2025), Health Savings Accounts and Other Tax-Favored Health Plans · irs.gov
- Instructions for Form 8889 (2025) · jcsa.live
- Health Savings Accounts (HSAs) – Investor Bulletin · investor.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS HSA trustee-to-trustee transfer direct transfer fees tax free 60 day rollover rules OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
HSA transfer old account transfer fee reimbursement investment liquidation receiving HSA provider transfer process OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |