Real ChatGPT answer · index seed3SxOH8HQ4GgcompleteInsurance · disability insurancecomparison

Is a retirement contribution protection rider really worth the extra cost on my new Unum disability plan, or am I better off investing that money myself since I am only twenty-two?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is a retirement contribution protection rider really worth the extra cost on my new Unum disability plan, or am I better off investing that money myself since I am only twenty-two?
2 real searches · 1 real-search pass
Unum disability insurance retirement contribution protection rider how it works benefits limitationsGoogle ↗
OBSERVEDReason
Unum retirement protection rider disability policy retirement contributions cost policy detailsGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Unum disability insurance retirement contribution protection rider how it works benefits limitations Google ↗
Unum retirement protection rider disability policy retirement contributions cost policy details Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Unum disability insurance retirement contribution protection rider how it works benefits limitations
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Unum retirement protection rider disability policy retirement contributions cost policy details
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1