Real ChatGPT answer · index seed3SrfLrkwnmgcompleteFinance and banking · credit scores and repaircommercial
What happens to my credit score if I close my oldest credit card account while trying to clean up my finances for a mortgage pre-approval?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What happens to my credit score if I close my oldest credit card account while trying to clean up my finances for a mortgage pre-approval?
1 real search · 1 real-search pass
FICO closing oldest credit card account effect credit utilization closed account 10 years mortgage preapproval CFPBGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
FICO closing oldest credit card account effect credit utilization closed account 10 years mortgage preapproval CFPB Google ↗
- Does my credit score affect my ability to get a mortgage loan or the mortgage rate I pay? · consumerfinance.gov
- When will my lender run or obtain a copy of my credit report? · consumerfinance.gov