Real ChatGPT answer · index seed3RmBXerxWsUcompleteFinance and banking · credit scores and repairinformational
Why does my credit score go down every single time I check it on my banking app, or is that just a myth people say?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why does my credit score go down every single time I check it on my banking app, or is that just a myth people say?
1 real search · 1 real-search pass
Does checking your own credit score through a bank app affect your credit score soft inquiry hard inquiry CFPBGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
Does checking your own credit score through a bank app affect your credit score soft inquiry hard inquiry CFPB Google ↗
- What is a credit inquiry? · consumerfinance.gov
- How To Check My Credit Score · transunion.com
- How to check your credit score without lowering it · chase.com
- AnnualCreditReport.com · annualcreditreport.com