Is it cheaper to refinance my auto loan through a credit union or an online lender right now given that my current APR is 9.5 percent?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it cheaper to refinance my auto loan through a credit union or an online lender right now given that my current APR is 9.5 percent?
1 real search · 1 real-search pass
2026 auto loan refinance rates credit unions online lenders current APR November 2026Google ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
2026 auto loan refinance rates credit unions online lenders current APR November 2026 Google ↗
- Best Auto Refinance Loans of November 2026| CNBC Select · cnbc.com
- Auto Loan Rates: October 2026 · autoloanrate.com